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It’s been difficult in recent years for many people and small businesses to get the loans they need from banks and other traditional lenders, but there are a variety of alternative models. One is person-to-person lending, offered by companies like
Prosper, which essentially lets individual people become lenders. "We look at Prosper as a new way of banking," said Chris Larsen, Prosper’s CEO and cofounder.
One of the most significant workplace changes of the past decade has been the steady increase in telework and flexible work arrangements. In the past, the ability to work remotely from time to time might have just shown up on a "corporate perks" sheet handed to new employees. Today, telework is no longer an employee perk but rather a business imperative.
Many small-business owners may not realize that the cloud plays a big role in their business operations, and its importance is growing every day. I’m often asked, "What exactly is the cloud, and why does my company need it?" Simply put, the cloud hosts resources and applications that are accessed through the Internet.
Cloud computing may still be in its infancy, but Google, Amazon and IBM — as well as other large vendors — have rolled out cloud services at almost breathtaking speed. Indeed, it might appear these tier one vendors already have the multibillion dollar industry sewn up. That is not true, of course.
A new business advocacy group has launched in New Orleans — a city that three years out from Hurricane Katrina is still trying to entice all of its former residents to move back home. Called “504ward,” a play on the New Orleans’ area code of 504, the group’s main goal is to help the city attract and retain a key worker and consumer constituency: the 21-to-35-year-old age group.